Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: Description * The first of two reports analyzing industry IDI claim incidence and termination experience trends. The report covers claim incidence trends.

Description: Panelists at this session of the SOA 1995 Vancouver Spring Meeting discuss implementing GAAP for health products with emphasis on differences with life insurance. Current efforts of mutual companies to implement GAAP is also discussed.

Description: The purpose of this analysis is to provide a practical set of changes to the incidence rate modifiers of the 2013 Individual Disability Income Valuation Table to reflect recent industry individual disability income (IDI) claim experience trends from 2005 through 2015. The goal is to have resulting 2005-2015 experience-based incidence modifiers in a workable format to facilitate its use.

Description: Panelists in session 65OF of the New Orleans Annual Meeting provide a summary of products in today's disability insurance marketplace containing ROP rider and current pricing and reserving issues. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 65OF.

Description: This session discussion is about dimensions of AIDS and health insurance products. From Record of the Society of Actuaries1988 Vol. 14, No. 4B.

Description: This session discussion is about AIDS: Experience, trends and projections, medical and disability points of view, pricing, underwriting and epidemiologic implications and results of survey on current practices. From Record of Society of Actuaries Vol. 18, No. 1B.

Description: Panelists at this session of the SOA 1998 Maui II Spring Meeting discuss a variety of ways in which nontraditional reinsurance has been used lately by individual disability income carriers. Such reinsurance transactions have included finite reinsurance, surplus relief and stop loss reinsurance.

Description: This session from the 1993 Valuation Actuary Symposium discusses the draft of the group LTD practice notes, the disabled lives reserve DLR, the IBNR liability, the testing of a company performed at year-end 1992 to determine reserve adequacy and an overview of of the individual disability income IDI practice notes.

Description: In session 28TS of the Montreal Spring Meeting panelists discuss issues related to retention limits for individual life and disability income DI reinsurance. From the Record of the Society of Actuaries, Vol. 23, No. 2.